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Insurance Licensing Pennsylvania Life, Accident and Health : PA-Life-Accident-and-Health

PA-Life-Accident-and-Health

Exam Code: PA-Life-Accident-and-Health

Exam Name: Pennsylvania Life, Accident and Health Exam

Updated: Jun 20, 2026

Q & A: 162 Questions and Answers

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Insurance Licensing Pennsylvania Life, Accident and Health Sample Questions:

1. Which of the following circumstances may be grounds for suspending an insurance license?

A) failure to follow insurer's underwriting rules
B) conviction of a felony
C) conviction of a summary offense
D) failure to maintain records for 5 years


2. The primary income earner of the family earns $100,000 annually and has 20 years until retirement Using the Human Life Value Approach, how much coverage is recommended?

A) $2,000,000
B) $1,000,000
C) $2,200,000
D) $1,100,000


3. Managed care is typically provided under all of the following EXCEPT a

A) health maintenance organization (HMO) plan.
B) point-of-service (POS) plan.
C) preferred provider network health plan.
D) major medical indemnity plan.


4. Medicare supplement policies are provided by

A) the federal government.
B) employers.
C) state governments.
D) private insurers.


5. Backdating on a life insurance policy is the practice of

A) making the policy effective on an earlier date than the present.
B) accepting the premium after the expiration of the grace period.
C) reinstating a lapsed policy.
D) excluding medical coverage for preexisting medical conditions.


Solutions:

Question # 1
Answer: B
Question # 2
Answer: A
Question # 3
Answer: D
Question # 4
Answer: D
Question # 5
Answer: A

Related Certifications
Pennsylvania Insurance Licencing (PAIN)
New Jersey Insurance Licencing (NJDOBI)
Insurance Licensing Certification
Life, Accident, and Health
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