Real Estate New-Jersey-Real-Estate-Salesperson : New Jersey Real Estate Salesperson Exam

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Real Estate New Jersey Real Estate Salesperson Sample Questions:

1. A seller sold a property for $375,000, with the closing on July 1st, in a jurisdiction where the buyer pays for the day of closing. The seller had a mortgage balance at the time of closing of $301,000, and had recently paid invoices of $400 for the second quarter's water and electricity, $1,200 for new appliances, and roofing repairs of $700. Based only on these items, how much will the seller receive at closing?

A) $74,000
B) $71,700
C) $72,400
D) $73,600

2. A lender may add 1/12th of the estimated cost of the annual property taxes and hazard insurance on the mortgaged property to the monthly loan payment for deposit in:

A) a PMI account
B) an adjustment account
C) a margin account
D) an impound, escrow, or reserve account

3. An appraisal made by a certified appraiser is required:

A) when the buyer is using an FHA loan to purchase.
B) before real property can transfer from one owner to another.
C) when heirs receive property.
D) before any property settlement in a divorce.

4. A client is considering listing an industrially zoned 10-acre site. It has been vacant for several years, and was formerly used as an automobile junkyard. What would a responsible real estate licensee recommend the seller consider obtaining prior to putting the property on the market?

A) an electromagnetic field determination
B) an environmental site assessment
C) an air quality report from the Environmental Protection Agency
D) a radon measurement analysis

5. A prospective buyer calls a licensed New Jersey salesperson to inquire about a property listed with that salesperson's brokerage. During the first substantive discussion about the property's price and terms, the salesperson must

A) provide the CIS at closing when all agency relationships are finalized.
B) immediately provide the Consumer Information Statement (CIS).
C) wait until the buyer is ready to make an offer before presenting the CIS.
D) only provide the CIS if the buyer asks for agency representation.

Solutions: